What is a title loan and how does it work?
A title loan is a short-term loan where you use your paid-off vehicle's title as collateral. You receive cash based on your car's value, and you get to keep driving your car while you repay the loan.
Title Loans Dallas-Fort Worth | Lowest Price Title Loans
Car title loans across Dallas, Fort Worth, and all of DFW. Borrow against your vehicle and keep driving. Bad credit OK. Call (214) 807-0392 for a free same-day estimate.
- Borrow $500–$50,000 against your car title
- Keep your keys — drive while you repay
- Bad credit OK — your vehicle's value matters most
- Same-day funding available across all 30+ DFW cities
Frequently Asked Questions
Do I need good credit to qualify?
Bad credit is okay! As long as you meet the other necessary requirements, your credit score is not a determining factor during the approval process. Your vehicle's equity is what matters most, making title loans a great option for people with bad credit or limited credit history.
How much can I borrow against my vehicle?
Loan amounts typically range from $500 up to $50,000 depending on the year, make, model, mileage, and condition of your vehicle, as well as your ability to repay the loan.
How fast can I get funded?
In many cases, you can get approved and receive your funds the exact same day you apply, sometimes within just a few hours.
Can I keep driving my car while repaying the loan?
Yes, absolutely! You keep your keys and your car. The lender simply holds onto the vehicle's physical title document until the loan is fully paid off.
What documents do I need to apply?
Typically, you'll need a clear title in your name, a valid government-issued ID (like a driver's license), proof of income, and proof of residence. Your specialist will let you know exactly what to bring.
What if I already have a loan on my vehicle?
You may still qualify! If you owe less than what the car is worth, a lender might be able to pay off your existing loan and give you the remaining equity in cash.
Is this service licensed in Texas?
Yes, Lowest Price Title Loans operates strictly within Texas and only refers customers to lenders who are fully licensed and regulated by the Texas Office of Consumer Credit Commissioner (OCCC).
Ready to apply? Call (214) 807-0392 or fill out our short online form to get your free estimate.